When it comes to exchanging, you might hit restocking fees or shipping fees if you’re going to send it back to an online store or manufacturer. Restocking fees generally apply to electronics or other easily damaged items that need to be inspected and tested before they can be put back on the shelf. Even if you gently opened the box, they can still require new packaging, and again, it’s all depending on store policy. You can pay anywhere from five to twenty percent for a restocking fee, which will require you to fork up some more cash if you’re trying to get a gift of the same caliber.

This adorable chalkboard look photo holiday card is spot on with this year’s trends! The chalkboard background looks just like you remember from grade school and sidewalk signs, and the artful fonts dancing across the right side of the postcard shaped personalized card are the perfect mix of Christmas and whimsy. Featuring traditional Christmas time colors of red and green writing, along...

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